DICGC

Your Deposits Are Safe – Insured by DICGC

At Quilon Co-operative Urban Bank Ltd., the safety of your money is our top priority. We are proud to inform our customers that all deposits with our bank are insured by the Deposit Insurance and Credit Guarantee Corporation (DICGC), a wholly-owned subsidiary of the Reserve Bank of India.

What is DICGC?

The Deposit Insurance and Credit Guarantee Corporation (DICGC) was established by the Reserve Bank of India to provide deposit insurance and protect the interests of depositors in Indian banks. In the unlikely event of a bank failure, DICGC ensures that depositors do not lose their hard-earned savings.

What is Covered?

DICGC insures the following types of deposits held in all savings, current, recurring, and fixed deposit accounts:

  • Savings Account Deposits

  • Fixed Deposits

  • Recurring Deposits

  • Current Account Balances

  • Key Highlights

    ✅ Insurance cover up to ₹5 lakh per depositor
    ✅ No need for separate registration – coverage is automatic
    ✅ Covers all types of deposits – savings, fixed, current, recurring
    ✅ Applies to deposits in all branches of the bank

  • Confidence. Security. Trust.

    We want you to bank with complete peace of mind. By being a DICGC-insured bank, Quilon Co-operative Urban Bank Ltd. assures you that your deposits are safe and secure.